Why freelancers and self-employed professionals choose car subscriptions
Traditional leases often require a fixed term and strong credit profile — something that doesn’t always suit the self-employed. Car subscriptions, however, allow flexible access to vehicles with one easy monthly payment that includes maintenance, tax, and breakdown cover. They offer:
- Flexibility: Switch or return your vehicle with short notice — ideal for changing workloads.
- Simplified costs: One monthly payment covers almost everything.
- Professional image: Drive a car that reflects your brand and business profile.
- Tax efficiency: Monthly payments can often be claimed as business expenses (always verify with your accountant).
Top car subscription providers for freelancers and the self-employed
Cocoon Vehicles — The Most Flexible Solution for Freelancers
- A go-to provider for the self-employed thanks to short-term contracts from just one month.
- Mileage options from 666 to 6,000 miles per month — perfect for local or national work.
- Allows you to use your own fully comprehensive insurance, often cheaper for business policies.
- Cars can be delivered within 3–5 working days from payment and approval.
Mocean — Best for All-Inclusive Simplicity
- Operated by Hyundai, Mocean focuses on convenience — everything (including insurance and maintenance) in one monthly fee.
- Ideal for freelancers who want minimal paperwork and consistent monthly costs.
- Fleet primarily features Hyundai’s efficient and hybrid models.
Pivotal — Ideal for Premium Business Professionals
- Backed by Jaguar Land Rover, offering Range Rover, Defender, and Discovery models.
- Great for consultants who want a prestige vehicle to impress clients.
- Flexible monthly contracts with maintenance, tax, and insurance included.
Conduire — Best for High-Net-Worth Freelancers
- Exclusive service specialising in luxury and supercar subscriptions.
- Access brands such as Aston Martin, Bentley, Rolls-Royce, and Lamborghini.
- Tailored for high-earning consultants and entrepreneurs wanting a statement vehicle.
Flexed — Perfect for Predictable Local Work
- Fixed 1,250 miles per month — excellent for regular, local business use.
- Wide range of affordable cars with contracts from 1 to 12 months.
- Based in York with national delivery options.
Flexigo — Premium Range for Professional Freelancers
- Executive and luxury models including BMW, Mercedes-Benz, Audi, and Land Rover.
- Flexible monthly terms and business-friendly approvals.
- Great option for independent consultants who travel frequently.
Voltric — Best for Electric Car Subscriptions
- Eco-friendly subscription with insurance, tax, and maintenance included.
- Ideal for city-based freelancers who want to reduce emissions and running costs.
- Drive EVs such as Tesla, MG, and Nissan Leaf.
Sixt+ — Convenient Nationwide Access
- Collect or return vehicles at Sixt branches across the UK, including airports and city centres.
- All-inclusive subscriptions with insurance and maintenance built in.
- Excellent for travelling consultants or freelancers based near major cities.
Drive Car Flex — Reliable Business Mobility
- Strong choice for contractors and project-based workers.
- Short-term contracts with national delivery and Leeds-based support centre.
- Option to use company or personal insurance policies.
Compare UK car subscription providers
Before you decide, take a look at our comprehensive Car Subscription Comparison page, where you can review mileage limits, costs, and key features side-by-side. It’s the best place to find the ideal provider for your freelance or self-employed business.
External resource
For advice on claiming business vehicle costs, visit GOV.UK: Expenses if You’re Self-Employed.
