What does all-inclusive mean for car subscriptions?
An all-inclusive car subscription typically refers to a single monthly price that covers most running costs associated with a vehicle. However, the exact definition varies by provider.
Items commonly included
- Vehicle use
- Road tax
- Servicing and maintenance
- Breakdown cover
Items that may or may not be included
- Insurance
- Delivery and collection
- Excess protection
Understanding whether insurance is included is particularly important for London-based customers, where premiums can be higher.
Insurance included vs using your own insurance
Some providers include insurance within the monthly subscription price, which simplifies budgeting but can increase the overall cost. Other providers allow customers to use their own fully comprehensive or fleet insurance policies.
Using your own insurance can be beneficial if:
- You already have a competitive personal policy
- You operate a business fleet policy
- You want greater control over excess levels
For business users in London, using an existing fleet policy can often be more cost-effective than bundled insurance.
Why London car subscriptions are different
London presents unique challenges for car subscription providers, including congestion, parking constraints, higher insurance risk, and increased logistics costs.
As a result, some providers focus on delivery-to-door models, while others operate branch-based collections throughout Greater London.
Delivery vs collection in London
Delivery-to-door is often preferred by London customers due to convenience, while branch-based collection can reduce costs but requires travel.
Choosing between the two depends on your location, availability, and how frequently you expect to change vehicles.
To compare London-friendly providers side by side, visit our car subscription comparison page.
All-Inclusive Car Subscription Providers in London
Cocoon Vehicles
Cocoon Vehicles has a strong London customer base and regularly delivers vehicles directly to customers across Greater London.
- Available from 1 month
- Best value pricing from 90 days+
- Delivery to your door in London
- Use your own fully comprehensive or fleet insurance
- Popular with business and professional drivers
Flexigo
Flexigo offers flexible car subscriptions with delivery available to London, focusing on longer-term flexible usage.
- Delivery available to London
- Minimum terms typically from 3 months+
- Use your own insurance policy
- Suitable for professionals and business users
Sixt+
Sixt+ operates a branch-based car subscription model with multiple locations throughout London.
- Multiple London collection locations
- Book and manage via the Sixt+ app
- Insurance included
- Higher monthly cost, but strong vehicle quality
SelfDrive UK
SelfDrive UK can offer London-based car subscriptions with insurance included, often sourcing vehicles via partner subscription providers.
- London-based subscriptions available
- Insurance included
- May utilise third-party subscription fleets
- Rates can sometimes be higher than going direct
Disclaimer: Inclusions, insurance arrangements, pricing, and availability vary by provider and location. This information is for general guidance only. Always confirm terms directly with the subscription provider.
