Who Offers All-Inclusive Electric Car Subscriptions?

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Yellow Eletric Polestar 2 on charge at a motorway service station in the UK

All-inclusive electric car subscriptions allow drivers to access an EV with most running costs bundled into a single monthly payment. However, not all providers define “all-inclusive” in the same way — particularly when it comes to insurance.

This guide explains who offers all-inclusive electric car subscriptions in the UK, which providers include insurance, which allow you to use your own policy, and which electric car specialists are best suited to different needs.


What does all-inclusive mean for electric car subscriptions?

An all-inclusive electric car subscription usually refers to a monthly price that covers most vehicle-related running costs, removing the complexity of ownership or long-term leasing.

Costs commonly included

  • Electric vehicle usage
  • Road tax (where applicable)
  • Servicing and maintenance
  • Breakdown cover

Costs that may vary by provider

  • Insurance
  • Delivery and collection
  • Charging costs

Insurance is the biggest differentiator between electric car subscription providers and should be reviewed carefully before subscribing.


Insurance included vs using your own insurance

Some electric car subscription providers include insurance within the monthly price, offering maximum convenience. Others allow customers to use their own fully comprehensive or fleet insurance policies, which can be more cost-effective for experienced drivers and businesses.

Using your own insurance may suit you if:

  • You already have an EV-friendly insurance policy
  • You operate a business fleet policy
  • You want more control over excess levels

Insurance-included subscriptions may suit you if:

  • You want simplicity and fixed costs
  • You are new to electric vehicles
  • You prefer not to arrange insurance separately

Why electric car subscriptions are popular

Electric car subscriptions allow drivers to experience EV ownership without long-term commitment, making them ideal for first-time EV users, businesses trialling electrification, and drivers waiting for ordered vehicles.

Key advantages

  • No long-term depreciation risk
  • Flexibility to change vehicles
  • Access to the latest EV technology
  • Lower Benefit-in-Kind for business users

To compare electric car subscription providers side by side, visit our car subscription comparison page.


All-Inclusive Electric Car Subscription Providers

Cocoon Vehicles

Cocoon Vehicles offers one of the widest electric car selections in the UK subscription market and allows customers to use their own insurance.

  • Wide EV range including BMW, BYD, Mercedes-Benz, Jaecoo, Polestar, Volvo and Volkswagen
  • Use your own fully comprehensive or fleet insurance
  • Suitable for private and business users
  • Flexible short- and medium-term subscriptions

Flexigo

Flexigo provides access to a strong range of electric vehicles and allows customers to arrange their own insurance.

  • Electric and premium EV options available
  • Use your own insurance policy
  • Nationwide delivery
  • Popular with professionals and business users

Ezoo

Ezoo specialises exclusively in electric car subscriptions and is focused on simplicity and sustainability.

  • Electric-only subscription provider
  • Simple, user-friendly subscription model
  • Strong focus on EV adoption
  • Suitable for personal and business users

Voltric

Voltric offers all-inclusive electric car subscriptions with insurance included, positioning itself as a premium convenience-focused provider.

  • Electric vehicles with insurance included
  • All-inclusive pricing structure
  • Higher monthly costs compared to some competitors
  • Ideal for drivers wanting maximum simplicity

Disclaimer: Vehicle availability, inclusions, insurance arrangements, and pricing may change. This content is for general guidance only. Always confirm terms directly with the subscription provider.

Find Out More

All-inclusive electric car subscriptions provide a flexible and low-risk way to experience EV driving, whether you prioritise convenience or cost efficiency.

Choosing the right provider depends on whether you want insurance included, the range of electric vehicles available, and how long you plan to keep the car. To compare electric car subscription providers, visit our car subscription comparison page.

Patty Atindehou

Patty is the content writer for Car-Subscriptions.co.uk and loves her cars and the automotive industry in general. She worked for large dealer groups in the United Kingdom and the USA specialising in high-end and premium vehicles. Her goal is to provide the most interesting information on the vehicle subscription industry.

Article Details

Post Published: March 10, 2026
Post Last Updated: January 7, 2026
Read Time: 3 minute(s)