Three things you must do to prepare for a Car Subscription

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Before applying for a car subscription, it vitality important to get your “house in order” to avoid any disappointments. Whilst car subscriptions are becoming extremely popular in the UK, providers must still follow FCA guidelines as they would if you were purchasing or leasing a car.

See how quick-fire guide below before applying:

Driving Licence

Whilst the DVLA may have a current backlog, it is really important to make sure your address is up to date on your current driving licence. Many of the subscription companies will require you to have the vehicle delivered to the address on your application and as stated on your licence. On top of this, if you have an incorrect address you could receive a fine of up to £1,000.

Credit Checking

Car Subscriptions are FCA regulated, so the subscription company will have to do their checks to ensure you are who you say you are and that you can afford the car subscription on a monthly basis. Many of the car subscriptions services will not be able to tell you why you have been declined, but this may be due to a history of missed payment/t, CCJ’s (County Court Judgements) or affordability. There are some handy tools in the marketplace from Transunion, Experian and Equifax to double-check your scores and history before applying.


Whilst some car subscription providers may offer insurance as an option, it can work out cheaper by providing a company fleet policy or your own fully comprehensive insurance. It is a good idea to compare prices for inclusive and exclusive vehicle subscription deals and remember, when you are obtaining quotes to let the insurance company know that you are not the owner of the vehicle.

Compare Car Subscription Quickly

Easily compare the UK’s car subscription providers, find out the ones with upfront fee’s or age restrictions. Our website also shows the companies that offer insurance as standard.

Patty Atindehou

Patty is the content writer for and loves her cars and the automotive industry in general. She worked for large dealer groups in the United Kingdom and the USA specialising in high-end and premium vehicles. Her goal is to provide the most interesting information on the vehicle subscription industry.

Article Details

Post Published: January 26, 2022
Post Last Updated: November 15, 2023
Article Categories: ,
Read Time: 2 minute(s)